Trade Credit Insurance: Market Resilience and Record Exposure in 2025
Record Levels of Insured Exposure
The International Credit Insurance & Surety Association (ICISA) has announced that insured exposure in the trade credit insurance market reached a record €3.5 trillion in 2024, supporting global trade at unprecedented levels. This growth highlights the continued importance of trade credit insurance as a cornerstone for businesses navigating international markets.
Stabilizing Risk Landscape
Despite the significant increase in insured exposure, premiums written by insurers saw a slight decrease. At the same time, claims paid experienced a modest decline. These trends may suggest a stabilizing risk environment, where insurers are effectively managing their portfolios and adapting to evolving market conditions.
How Trade Credit Insurance Can Support Your Business
Trade credit insurance can provide companies with essential protection against certain risks of non-payment by buyers, helping to safeguard cash flow and support business growth. By covering accounts receivable, trade credit insurance may help businesses maintain confidence in their trading relationships and may enable access to improved financing terms.
Looking Ahead
As global trade continues to face uncertainty—from economic volatility to geopolitical tensions—trade credit insurance may play an increasingly vital role in supporting business resilience. The latest ICISA data underscores the sector’s adaptability and its ability to respond to changing market demands, reinforcing the value that trade credit insurance can offer to brokers and their clients alike.
Source: https://icisa.org/news/press-release-industry-results-2024/
Disclaimer: This blog was written partially with the help of AI, and is for general informational purposes only and should not be construed as professional advice or relied upon as a substitute for legal, financial, or other professional advice.
