See the ROI of Trade Credit Insurance

Enter a few numbers about your business and we'll show you the tangible financial impact of protecting your receivables — in seconds.

Your portfolio size and Days Sales Outstanding

How much incremental business justifies a policy

The borrowing base capital you're leaving on the table

What average bad debt is truly costing your bottom line

A. Your Information

Fill in your business details below. Fields 1–4 are required; fields 5–7 unlock additional analysis on borrowing base and premium impact.

1. Average Outstanding Accounts Receivable

2. Average Number of Active Accounts

3. Estimated Annual Sales

4. Variable Gross Profit Margin

5. Current Advance Rate Optional If part of a Borrowing Base

6. Excluded Receivables from Borrowing Base Optional

7. Estimated Premium Rate Optional In basis points (e.g. 35 = 0.35%)

bps

B. Your Portfolio Profile

Average Account Size —

Days Sales Outstanding (DSO) —

Your DSO tells you how long on average it takes to collect payment. Industry benchmark is 45 days — the higher your DSO, the greater your exposure to non-payment.

C. Incremental Sales Justification

Estimated Annual Premium —

Incremental Sales Needed to Cover Premium —

This is the amount of new business you would need to win to offset the cost of your credit insurance policy entirely through margin — before counting any loss protection.

D. Borrowing Base / Financing Benefit

Additional Eligible Receivables —

Increased Borrowing Availability —

Estimated Annual Interest Savings —

By insuring your receivables, previously excluded accounts become eligible for your borrowing base — unlocking additional working capital without new debt.

E. Expected Loss Coverage

Industry Average Bad Debt Rate 0.25%

Average Expected Annual Loss —

Additional Sales Required to Replace That Loss —

Even an average year of bad debt has a real cost to your bottom line. This shows how much new revenue you'd need to generate just to replace what a single average loss year takes away.

* Based on industry average bad debt rate of 0.25%

Ready to Put These Numbers to Work?

Talk to an Impello Global trade finance specialist today.

Apply for Trade Credit Insurance

Results are estimates based on inputs provided and general industry assumptions. Actual premium rates, borrowing base eligibility, and loss experience will vary. Contact Impello Global for a personalized analysis.